About

At the deparment of Business, Entrepreneurship and Finance we do our utmost to ensure that our students excel in the paths, which they have chosen, to craft their future.

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Rules and Regulations

  • Information
  • Fees
  • Admission
  • Academics

SMIFlexiPay™

Full-Time Student €0 per month

The SMIFlexiPay™ Scheme works out through a special Bank of Valletta interest free fund available to Saint Martin’s Institute registered students. The fund will settle all the tuition fees that are usually payable over three academic years whilst reading for your degree, without asking you for repayments until after you finish with your studies.

Evening Student €55 per month

In the case you are a student who opts to study whilst keeping your full time job, the SMIFlexiPay™ scheme still applies, but small monthly payments are due from the first month of your studies whilst your tuition fees for the year are settled in full through the fund.



Tuition Fees 2018 - 2019

Tuition Fee
EU Full-Time Degree Programme €4990 p.a.
Evening Degree Programme €3500 p.a.
Evening Diploma over two (2) years €1495 p.a.
Non EU Full-Time Degree Programme €6490 p.a.
*Contact us for further details


Stipends and Maintenance Grant

SMI full-time students are eligible for stipends and maintenance grant. Respective regulations apply.

Apart from the GetQualified tax rebates, students qualify for maintenance grants of €931.74 for the first year and €465.87 for every subsequent year of study. In addition students qualify for €769 per year in stipends divided into 9 equal monthly payments of €85.

MQF Level 5

Saint Martin’s – Business

An applicant must normally be at least 16 years of age on or before the SMI Autumn Semester examinations (December) in the year of registration AND must be in possession of:

  • four ordinary level passes, including Mathematics and English at SEC grades 1 to 5 or grades A to C in the case of GCE/GCSE or equivalent. Successful completion of ECDL will be treated as an ordinary level. International equivalents to the above requirements will be considered and the decision taken at the discretion of SMI.
  • International equivalents to the above requirements will be considered and the decision taken at the discretion of SMI.
  • all students are required to attend an interview set up by the Saint Martin’s Admissions and Advisory Board (SAAB) and attempt the English Placement Test (and / or any other subject matter that SMI may decide to include from time to time), which is normally scheduled during the third week of October every year.
  • Students who do not hold an ordinary level qualification in the English Language, must provide proof of competence in English, such as a recognised test of proficiency, which is acceptable to the Institute.

Maturity Clause

Students who are 21 years and over, are eligible to apply for the MQF level 5 diploma subject to having passed a recognised MQF Level 3 qualification AND have at least two years uninterrupted full-time employment.

MQF Level 6

University of London - Business

An applicant must normally be aged 17 years old AND must be in possession of:

  • two subjects at SEC A level, plus at least three further subjects at SEC O level (grades 1 to 5) OR
  • three subjects at SEC A level (with one A level at not less than grade D) OR
  • three subjects at SEC A level and one further subject at SEC O level (grades 1 to 5) OR
  • two subjects at SEC A level, plus two further subjects at SEC Intermediate level OR
  • an awarded matriculation certificate OR
  • MQF Level 5 Diploma AND
International equivalents may be considered. In these circumstances, the application will be reviewed on an individual basis by Saint Martin’s Institute of Higher Education and the final decision taken at the discretion of the University of London International Programmes.

Request a meeting with the Head of Department, during which various matters of interest to you are discussed such as course structure, cost, terms & conditions and applicable government schemes.

Sandra Theuma

Head of Department

  • Behavioural Economics
  • Innovation Management
  • Knowledge Management

Charles Theuma

Lecturer

  • Social Entrepreneurship
  • Strategic Management for SME's
  • European Business
  • Information Systems Engineering



Joseph Camilleri

Lecturer

  • Narratology
  • Virtual Reality Filmography
  • Practical Marketing
  • Concept Art and Digital Artefacts


Suzanne Wallbank

Lecturer

  • Management Accounting
  • Accounting for insurance
  • Risk Management

Julian Cardona

Lecturer

  • Real Analysis
  • Measure Theory and Probability
  • Game Theory
  • Mathematical Finance
  • Financial Data Modeling


Kirstie Asciak

Lecturer

  • Graph Theory
  • Combinatorics
  • Group Theory

Steve Calascione

Lecturer

  • Human Resources Management


Armin Eckerman

Lecturer

  • Financial Intermediation
  • Risk Management
  • Development Economics
  • International Monetary Systems



Silvio Chetcuti

Lecturer